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★ Finance Studio
Find your monthly.
Drag the sliders. Real numbers. No applications yet.
2026 Chevrolet Equinox LT$36,487
$5,000 – $80,000
$3,649 (10%)
$0
Don't know? Get an estimate →6.90%
Estimated; depends on credit.8.625%
Enter a ZIP to auto-detect, or use NY default.Education
What changes the number?
Down payment
Bigger down payment = lower monthly. It's the single fastest lever you control.
Term length
Longer term = lower monthly, but more total interest. The long game costs more.
APR
Your credit score moves this most. A point of APR can be hundreds over the term.
Trade-in
Your trade reduces the loan, just like a down payment. Hidden equity matters.
By texting, you consent to receive replies from DriveWithAddys. Msg & data rates may apply. Reply STOP to opt out. SMS consent & terms.
Finance & payment disclaimer
- Payment estimates only. Final terms depend on lender approval, credit score, term length, and other factors.
- Advertised APRs are subject to change. Pre-qualification (soft pull) does not impact your credit score; full credit application (hard pull) may.
- NY sales tax 8.625% used for estimate; tax varies by jurisdiction. Title, registration, and a $295 doc fee are not included in the financed amount unless specifically noted.
- Manufacturer rebates and dealer discounts may affect the final price; not all customers qualify for all incentives.
Monthly
See breakdown ▾
- Vehicle price
- $36,487
- Tax (8.625%)
- $3,147
- Doc fee
- $295
- Less: Down
- −$3,649
- Less: Trade-in
- −$0
- Amount financed
- $36,280
- APR
- 6.90%
- Term
- 60 mo
- Total interest
- $6,721
- Total over 60 mo
- $43,001
★ Finance Studio
Find your monthly.
Drag the sliders. Real numbers. No applications yet.
Calculating for:2026 Chevrolet Equinox LT·$36,487
$5,000 – $80,000
$3,649 (10%)
$0
Don't know? Get an estimate →6.90%
Estimated; depends on credit.8.625%
Enter a ZIP to auto-detect, or use NY default.Estimated MonthlyLocal
$716.68/mo
- Vehicle price
- $36,487
- Sales tax (8.625%)
- $3,147
- Doc fee
- $295
- Less: Down payment
- −$3,649
- Less: Trade-in
- −$0
- Amount financed
- $36,280
- APR
- 6.90%
- Term
- 60 months
- Monthly
- $716.68
Total interest paid
$6,721
Total cost over 60 mo
$43,001
Education
What changes the number?
Down payment
Bigger down payment = lower monthly. It's the single fastest lever you control.
Term length
Longer term = lower monthly, but more total interest. The long game costs more.
APR
Your credit score moves this most. A point of APR can be hundreds over the term.
Trade-in
Your trade reduces the loan, just like a down payment. Hidden equity matters.
By texting, you consent to receive replies from DriveWithAddys. Msg & data rates may apply. Reply STOP to opt out. SMS consent & terms.
Finance & payment disclaimer
- Payment estimates only. Final terms depend on lender approval, credit score, term length, and other factors.
- Advertised APRs are subject to change. Pre-qualification (soft pull) does not impact your credit score; full credit application (hard pull) may.
- NY sales tax 8.625% used for estimate; tax varies by jurisdiction. Title, registration, and a $295 doc fee are not included in the financed amount unless specifically noted.
- Manufacturer rebates and dealer discounts may affect the final price; not all customers qualify for all incentives.